
Finance Blog
Saving for Retirement In a Rocky Market
Trying to time your entry and exit from the stock market is a game you can't win. It's impossible to predict where the market will go. Since the market's recent volatility and concerns about the global economy have raised the possibility of a significant collapse,...
Negotiating Debt With Your Credit Card Companies
According to a study conducted by credit reporting agency Experian, the average credit card balance in the US is over $5,000. The average credit utilization rate, the percentage of credit consumers use, was 25.3% in 2020. If you rely on credit cards to pay your...
How to Decide When to Save and When to Spend
The 50/15/5 rule is a simple guideline that aims to help people save and spend more efficiently. It involves setting aside at least 50% of their take-home pay for essential expenses and devoting 15% of their pretax income for retirement. Our 50-15/5 rule aims...
Saving Money on Groceries
Over the last few months, industries around the United States have continued to feel the impact of inflation. Rising prices have impacted both big and small businesses and have forced many of the businesses to adjust pricing as a result. One area that has had a...
How to Know if You Are Mismanaging Your Finances
If you have ever been worried about poor financial decisions, or have poor money management habits, then you probably tried to figure out where it went wrong. Understanding where it went wrong and how to adjust your approach will be crucial. Before you apply for a...
How to Build your Emergency Savings
Everyone needs an emergency savings fund. This fund offers protection from the financial instability that can be caused by unexpected expenses that include medical bills, vet bills, and vehicle repair costs, as well as bigger life events that can be financially...
How to Prepare for a Recession
As the nation's economy continues to worsen, many people are fearing another recession. While a recession may or may not affect you, it can't help to prepare for the eventuality by fortifying your personal financial situation. If you take steps to respond better in a...
Inflation Trends to Follow
Inflation is measured by calculating a sum from consumer prices and comparing it to prior prices. Having a slight rise in prices over time is healthy. This is because business markets have to be competitive in order to thrive. Their innovations cause things to cost...
How to Make Smart Investments as a Venture Capitalist
Entrepreneurs who need help with either startup capital or a cash infusion have several options when it comes to seeking various sources of income. Some of these potential backers might include friends and family, bank loans, crowdsourcing, or investors, to name a...
Preparing Yourself Financially For A Big Trip
Planning big trips or vacations can bring exciting, life-long memories, whether with family or friends. There are various exciting things to do when traveling, including sightseeing, visiting popular events or museums, trying the city’s cuisine, and more. While big...